https://insurancemagazine.net/why-commercial-truck-towing-services-should-prioritize-insurance/

G operators don’t own the vehicles they tow. Therefore, they’re typically at risk. It’s the reason they need sufficient insurance to ease the financial burden of an accident.

The commercial truck towing businesses that are not covered by insurance will be held accountable for damages that result from collisions. Because accidents may cause property damage or injury to third parties it is a major matter. There are a variety of insurance plans offered to commercial towing companies.

Towing professionals must understand the coverage in order to determine the sort of insurance is needed. An insurance policy for tow trucks usually includes insurance for personal injuries, the liability insurance that covers property and bodily injury, and on-hook insurance. There is also the option of buying a full tow truck insurance policy and collision insurance.

Other types of insurance that can be tailored specifically to the requirements of tow truck drivers. Additional options are coverage for the event of fire, theft, or injury, third party responsibility and the damage caused to rental vehicles. Employers may also take on no-ownership responsibility.
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